





Card Issuer
Union Bank of India
Joining Fee
₹499
Annual Fee
₹550
Reward Type
Cashback
Card Access
Standard
4% cashback
HPCL fuel spends of ₹500+ at authorized outlets
1.5% cashback
HP Pay App transactions with UNI-CARBON card
2 points/₹100
Non-fuel transactions (1 point = ₹0.25)
HPCL co-branded RuPay fuel card with up to 6.5% savings on fuel.