Issuer pages were inaccessible due to CAPTCHA; card fee, reward, lounge, and benefit details could not be verified from primary source in this session.

Domestic lounge access requires spending ₹60,000 in the previous quarter.

The no-joining-fee and no-annual-fee offer may be limited-period and should be confirmed with Federal Bank.

Rewards caps, exclusions, point value, lounge network, and fuel-waiver limits were not stated in the accessible source.