Card Details
Wealth Credit Card
Card Issuer
IDFC FIRST Bank
Joining Fee
Zero
Annual Fee
Zero
Reward Type
Reward Points
Card Access
Standard
Earn Points
10 Rp/₹200
On dining, travel, international & birthday spends (from first txn)
3 Rp/₹200
On all other eligible spends incl. upi
20% Bonus rp
On hotel bookings via idfc first app (max 8,000 bonus rp/month, shared with flights)
10% Bonus rp
On flight bookings via idfc first app (shared 8,000 bonus rp/month limit)
Benefits
10X rewards
- 10X Reward Points on dining, travel and international spends and on your birthday; 3X on other eligible spends; 1X on insurance, utilities, railway and FASTag (1X = 1 Reward Point per ₹200; 1 Reward Point = ₹0.25)
- ₹500 gift voucher from top brands on ₹5,000 spend within 30 days of card generation
- Reward Points stay valid for 24 months from credit (points earned from the July 2026 statement cycle)
Quarterly golf round/lesson on over ₹20,000…
- 1 complimentary golf round or lesson every quarter at 20+ golf courses in India, unlocked by spending over ₹20,000 in a statement cycle
- 10X Reward Points from your first eligible transaction on dining, travel and international spends and on your birthday (no minimum spend)
- 20% bonus Reward Points on hotel bookings and 10% on flight bookings via the IDFC FIRST app (up to 8,000 bonus Reward Points)
0% Forex Markup
Trip cancellation cover
UPI payments via the FIRST Digital RuPay add-on…
Quarterly lounge access with ₹20k monthly spend
Things to Keep in Mind
Airport lounge and golf access require spending ₹20,000 in the current month to unlock the benefit for the following month.
Reward points are not credited for billing cycles where the minimum amount due is unpaid.
Travel bonus reward points apply via FIRST Rewards Gallery in IDFC FIRST mobile app.
