Question 1

What is the annual fee on the World Safari Credit Card and how do you get it waived?

Accepted Answer

The World Safari Credit Card charges ₹3,000 plus GST as a joining fee and the same ₹3,000 again at renewal. There is no spend based waiver on this card, so the ₹3,000 is a fixed yearly cost you pay regardless of how much you spend.

Question 2

What is the reward rate on the World Safari Credit Card?

Accepted Answer

You earn 5 points per ₹100 on Travel purchases (domestic and international). Everything else earns 2 points per ₹100. Each point is worth about ₹0.25 when you redeem it well, so ₹10,000 of top category spend gives you 500 points, roughly ₹125, which is about 1.2% back. International purchases earn nothing at all.

Question 3

Does the World Safari Credit Card give free airport lounge access?

Accepted Answer

The World Safari Credit Card gives 8 complimentary domestic lounge visits a year, usually capped at 2 per quarter. International lounge visits are capped at 2 a year. Access is not automatic any more, because you need ₹35,000 of spend in the previous quarter before the visits become available, which is ₹11,667 a month.

Question 4

What changed on the World Safari Credit Card recently and is it still worth it in 2026?

Accepted Answer

Lounge access made spend-based (₹35k/quarter) from Jul 2025; RBL reward points cut up to ~32%. The changes are dated Jul 1, 2025. At ₹3L of yearly spend the card returns roughly ₹3,000 at its general rate of about 1%, against a ₹3,000 renewal fee. That does not clear the fee on its own, so this card only makes sense if the lounge visits or the co-brand benefits are worth the gap to you.

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World Safari Credit Card

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