Card Details
Card Issuer
YES BANK
Joining Fee
Zero
Annual Fee
Zero
Reward Type
Reward Points
Card Access
Standard
3% Coins
on UPI payments via the Zagg app
3% Coins on UPI spends
Lifetime free fees
2 domestic lounges/quarter post ₹50k spend
Up to 40% off on Swiggy & Zomato
Rewards accrue only on Zagg UPI spends; other transactions do not earn Zagg Coins.
Complimentary domestic lounge visits require ₹50,000 spend in the previous quarter and are unavailable during the issuance quarter.
Fuel surcharge waiver refunds only the surcharge (up to ₹250 per statement cycle) and excludes GST.