Monzy

Retirement Planner

See how much you'll actually need to retire, and whether you're on track to get there.

Personal Details
Current Age
yrs
Retirement Age
yrs
Plan Until Age
yrs
Savings & Investments
Current Savings
₹
Monthly Investment
₹
Annual Step-Up
%
Monthly Expenses & Inflation
Monthly Expenses
₹
Inflation
%
Pre-Retirement Portfolio
Fixed Returns
7% return · 30% tax
%
Large Cap MF
12% return · 12.5% tax
%
Midcap MF
14% return · 12.5% tax
%
Smallcap MF
16% return · 12.5% tax
%
Total: 100% Blended after-tax return: —
Post-Retirement Portfolio
Fixed Returns
7% return · 30% tax
%
Large Cap MF
12% return · 12.5% tax
%
Midcap MF
14% return · 12.5% tax
%
Smallcap MF
16% return · 12.5% tax
%
Total: 100% Blended after-tax return: —

Disclaimer: This estimate assumes constant returns and inflation, and applies simplified tax assumptions (12.5% LTCG on equity funds, 30% slab rate on fixed-income returns). Actual tax, market returns, and your spending will vary — markets never move in a straight line.