Card Details
Altura Credit Card
Card Issuer
AU Bank
Joining Fee
₹199
Annual Fee
₹199
Reward Type
Cashback
Card Access
Standard
Earn Points
2%
On groceries
2%
On departmental stores
2%
On utility bill payments
1%
On other retail spends
Benefits
2% cashback on groceries, departmental stores,…
- Up to 2% cashback on groceries, departmental stores and utility bill payments
- 2% cashback on groceries, departmental stores, and utility bill payments
8 complimentary railway lounge accesses per year
- 8 complimentary railway lounge visits per year
1% fuel surcharge waiver capped at ₹100 per…
Things to Keep in Mind
“Other retail spends*” indicates exclusions/conditions apply.
Fuel surcharge waiver is only for ₹400–₹5,000 transactions and capped at ₹100.
UPI linkage currently allowed only for RuPay credit cards as per FAQ.
The renewal fee is waived on spending ₹40,000 on retail transactions during the previous card-anniversary year.
A ₹50 additional cashback milestone requires retail spending of at least ₹10,000 in each statement cycle.
The visible product page does not state a regular cashback cap for Altura.
