Card Details
Altura Plus Credit Card
Card Issuer
AU Small Finance Bank
Joining Fee
₹499
Annual Fee
₹499
Reward Type
Cashback
Card Access
Standard
Earn Points
1 Rp / ₹100
On offline spends
2X
Reward points on online spends
2X
Reward points on online spends
500 Rp
Bonus on retail spends of ₹20,000+ in a month
Benefits
1 Reward Point per ₹100 on offline spends
- 1.5% cashback on offline retail spends
- 8 complimentary railway lounge visits every year
1% fuel surcharge waiver up to ₹150
- 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹5,000, up to ₹150
Things to Keep in Mind
Multiple benefits and earn statements are marked with *, indicating terms and conditions apply.
Detailed exclusions/caps are in linked policy documents (MITC, Key Fact Statement, Fuel/Utility/APR T&C, Transportation/Fuel T&C, Rent & Education transaction rule, Railway Lounges terms).
It is unclear whether the 1.5% offline cashback and 1 Reward Point per ₹100 offline rate are cumulative or alternative benefits.
UPI linkage is confirmed only for eligible AU RuPay cards; the issued network variant for Altura Plus was not confirmed.
The separate joining fee and detailed fee schedule were not stated.
Railway lounge terms and fuel exclusions require verification in the detailed terms.
