Card Details
American Express Gold Credit Card
Card Issuer
American Express
Joining Fee
₹1,000
Annual Fee
₹4,500
Reward Type
Reward Points
Card Access
Standard
Changes to this card
Offers from American Express
See allEarn Points
1 MR / ₹50
on eligible spends
1 MR / ₹50
on utility payments (up to 10,000 MR per calendar month)
5X
on Reward Multiplier purchases (limited period)
Benefits
1 Membership Rewards point per ₹50 on eligible…
- Earn 1 Membership Rewards point per ₹50 on general eligible spending
- 4,000 bonus Membership Rewards points as a welcome benefit
- Monthly milestone bonus of 1,000 points
- Welcome gift of 4,000 bonus Membership Rewards points
Up to 20% off at select restaurant partners
- Up to 20% off at selected restaurant partners
0% convenience fee on HPCL fuel transactions…
Things to Keep in Mind
Effective 12 June 2025, no Membership Rewards points are earned on fuel payments.
Utility payment rewards are capped at 10,000 Membership Rewards points per calendar month.
No Membership Rewards points on insurance and cash withdrawals/transactions.
American Express page states temporary pause on acceptance of new card applications in India.
No pre-set spending limit does not mean unlimited spending.
The welcome benefit requires payment of the annual fee and spending ₹10,000 within 90 days of card membership.
