Card Details
American Express Membership Rewards® Credit Card
Card Issuer
American Express
Joining Fee
₹1,000
Annual Fee
₹4,500
Reward Type
Reward Points
Card Access
Standard
Changes to this card
Offers from American Express
See allEarn Points
1 point / ₹50
Membership Rewards point on eligible spends
1,000 MR points
on 4 transactions of ₹1,500 or more in a calendar month
1000 points
on ₹20,000 or more monthly spending; enrolment required
Benefits
1 Membership Rewards point per ₹50 on eligible…
- Up to 2,000 bonus Membership Rewards points through monthly spending milestones
- 1 Membership Rewards point per ₹50 spent
Membership Rewards points can be redeemed for…
- Membership Rewards points can be redeemed for shopping vouchers
Up to 20% discount at selected restaurants
Things to Keep in Mind
No MR points on fuel, insurance, utilities, cash transactions, and EMI conversion at Point of Sale.
Effective March 15, 2020: no MR points on online merchant EMI and in-store terminal EMI; MR points continue on SafeKey EMI and post-purchase EMI conversions.
Fuel convenience fee benefit at HPCL is conditional: 0% below ₹5,000 and 1% at ₹5,000 and above.
Points continue to be earned on American Express SafeKey EMI transactions and post-purchase EMI conversions.
The ₹20,000 monthly milestone is an enrolment-based benefit.
The HPCL benefit is a convenience-fee waiver, not a blanket fuel-surcharge waiver.
