Card Details

2840 6417 2841 2252

American Express® Platinum Reserve Credit Card

AMERICANAMERICAN EXPRESS

Card Issuer

American Express

Joining Fee

₹10,000

Annual Fee

₹10,000

Reward Type

Reward Points

Card Access

Standard

Changes to this card

  1. 28 Aug 2026

    Official product page updated.

Offers from American Express

See all

Earn Points

1 point / ₹50

Membership Rewards on eligible spends

3X

on the Amex Rewards Multiplier portal

₹12,000/year

movie or online-shopping vouchers after ₹50,000 monthly spend

Benefits

Travel

Domestic and international lounge access with…

  • Domestic and international airport lounge access
  • 2 complimentary Priority Pass international lounge visits per calendar year
  • Priority Pass membership with US$99 membership fee waived
Welcome Benefits

1 Membership Rewards point per ₹50 spent on…

  • ALL Accor+ Explorer, Taj Epicure and EazyDiner Prime memberships
  • Complimentary dining memberships

Things to Keep in Mind

No reward points on fuel, insurance, utilities, cash transactions, and merchant EMI selected on website or terminal.

From March 15, 2020, no points on merchant EMI selected on website or terminal; points continue on SafeKey EMI and post-purchase EMI conversions.

100% renewal fee waiver only if preceding membership year spend is ₹10,00,000 or above.

Welcome bonus points require fee payment and ₹30,000 spend within 90 days.

Priority Pass has up to 2 complimentary international lounge visits per year; charges apply thereafter.

From September 1, 2023, domestic Centurion Lounge access in Delhi and Mumbai is discontinued for this card.