Card Details
Regalia Gold
HDFCRUPAY
Card Issuer
HDFC Bank
Joining Fee
₹2,500
Annual Fee
₹2,500
Reward Type
Reward Points
Card Access
Standard
Earn Points
5 RP / ₹200
on retail spends
5X
on select brands (Myntra, Nykaa, Reliance Digital and more)
up to 10X
on SmartBuy hotel and flight bookings
Benefits
Travel
Up to 10X rewards on SmartBuy travel bookings
- Domestic and international airport lounge access
- Boarding Edge travel benefits
- 3 domestic lounge visits per calendar quarter after meeting the quarterly spend requirement
- 6 international lounge visits per calendar year through Priority Pass
Shopping
5X rewards on select shopping brands
- 5X reward points on selected shopping partners
- 5X Reward Points on select brands including Myntra, Nykaa, Reliance Digital and more
Things to Keep in Mind
Reward Points earning is capped at 50,000 points per statement cycle.
Domestic lounge access is conditional on ₹60,000 spend in the preceding calendar quarter.
SmartBuy and accelerated-partner reward caps apply.
Boarding Edge benefits are capped at any 2 per calendar quarter.
Renewal fee waiver requires annual spend of ₹4 lakh.
