Card Details
CheQ AU Credit Card
Card Issuer
AU Small Finance Bank
Joining Fee
₹499
Annual Fee
₹499
Reward Type
Reward Points
Card Access
Standard
Earn Points
12%
Rewards on selected categories/brands via CheQ ecosystem
12%
Rewards on CheQ Travel (flights & hotels)
1% per ₹200
Base CheQ points on every transaction
2.5% per ₹200
CheQ UPI rewards on linked RuPay card
Benefits
Up to 12% rewards on CheQ partner brands
- High rewards on popular merchants
- 12% rewards on highlighted brands via CheQ
- 5% rewards on other online shopping, travel, food delivery and grocery spends
- Accelerated rewards capped at 12,000 CheQ points per month
- Rewards not applicable on fuel, education, gold, gambling, insurance, utilities outside CheQ, rent, <₹200 transactions, EMI or UPI outside CheQ
Complimentary 3-month EazyDiner membership
- Dining perks via EazyDiner
- Complimentary EazyDiner membership for 3 months
1% fuel surcharge waiver up to ₹150
Annual fee waived on ₹3L spend
What Users Are Saying
Community Feed
Apr 2026
“CheQ AU Credit Card – opinions on rewards, UPI & LED”
by r/IndianCreditCards, Apr 2026
“CheQ AU Credit Card Review: 12% Rewards, LED Glow, &”
by r/CreditCardsIndia, Apr 2026
“CheQ AU credit card received.”
by r/DoBaniye, May 2026
“New Launch: CheQ x AU Small Finance Bank Credit Card”
by r/CreditCardsIndia, Apr 2026
“The CHEQ AU credit card - has anyone tried it ? Is it worth it?”
by r/CreditCardsIndia, Jun 2026
Things to Keep in Mind
Accelerated rewards capped at 12,000 CheQ points per month.
No rewards on fuel, education, gold, gambling, insurance, utility payments made outside the CheQ app, rent transactions, transactions below ₹200, EMI spends or UPI transactions made outside the CheQ app.
Two cards are issued (Visa + RuPay) and both must be closed together.
