Card Details
EMI Credit Card
YESVISA OR MASTERCARD
Card Issuer
YES BANK
Joining Fee
₹499
Annual Fee
₹499
Reward Type
Cashback
Card Access
Standard
Earn Points
3%
On selected yes cart transactions
1%
On other retail purchases
Benefits
Welcome Benefits
Automatic conversion of eligible large…
- Automatic conversion of eligible large transactions into EMIs
- Up to 3% cashback on selected YES Cart transactions
- 3% cashback on selected transactions through YES Cart
Fuel
1% fuel surcharge waiver up to Rs. 250 per…
- 1% fuel surcharge waiver up to Rs. 250 per statement cycle
- 1% fuel surcharge waiver
Things to Keep in Mind
Official product page and MITC PDF could not be fetched in this research run; card features and pricing remain unverified.
The 3% cashback rate applies only to selected YES Cart transactions, not general spending.
The welcome benefit is disputed between sources; verify the current offer before applying.
The regular revolving interest rate is reported as both 3.5% and 3.80% per month by different sources.
