Card Details
Monzy Score
8/ 10
Very good for online shoppers.
Lifetime free, so no fee to earn back; ~2.4% back on top spends; thin rewards outside its core category.
Card Issuer
Axis Bank
Joining Fee
₹500
Annual Fee
₹500
Reward Type
—
Card Access
Standard
8% instant discount up to ₹4,500* on Flipkart
Shopping Deals · till 12 Sep 2026
Up to 12% instant discount up to ₹5,000 on Paytm Flights
Travel Deals · till 15 Sep 2026
Up to 12% instant discount up to ₹5,000 on ixigo
Travel Deals · till 15 Sep 2026
Up to 12% instant discount up to ₹5,000 on Yatra
Travel Deals · till 15 Sep 2026
Get instant discount up to ₹15,000* at Apple authorised reseller stores
Electronics Deals · till 26 Sep 2026
12pts
/₹100 on Flipkart (Plus Members)
8pts
/₹100 on Flipkart (Non-plus Members)
2pts
/₹100 on All Other Spends
15%
Off at Dining Delights Partners
2 Lounge Visits per Quarter
2 Supercoins /₹100 Other Spends
Purchase Protection up to ₹1,00,000
15% Off at Partner Restaurants
4 Supercoins/₹100 on Cleartrip
4 Supercoins /₹100 on Uber
1% Fuel Surcharge Waiver ₹400-₹4K
2 Months Youtube Premium Trial
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel, wallet, emi, gold/jewellery, rent
Estimated Returns
Flipkart (Flipkart Plus member)
12 SuperCoins per Rs.100 on Flipkart for Plus members; capped at 300 SuperCoins per transaction
₹3,600
Flipkart (non-Plus member)
6 SuperCoins per Rs.100 on Flipkart for non-Plus members
₹0
All other spends
2 SuperCoins per Rs.100 on non-Flipkart spends; earned as SuperCoins (1 SuperCoin ~ Re.1 nominal)
₹0
Total Annual Return
₹43,200
Community Feed
Jul 2025
“What is super Elite about this card?”
by r/CreditCardsIndia, Jul 2025
“Axis Flipkart vs Axis super elite”
by r/CreditCardsIndia, Jul 2025
“My 2nd credit card got delivered yesterday”
by r/IndianCreditCards, Sep 2025
“Revisions to Flipkart Axis Bank Credit Card MITC”
by r/CreditCardsIndia, Jul 2025
“I've got an OTP today morning for a transaction of 50249”
by r/CreditCardsIndia, Jun 2026
The Flipkart Axis Bank Super Elite Credit Card is a lifetime free card, so there is no joining fee and no renewal fee to recover. Everything you earn on it is net gain, which also means the only thing worth watching is the reward caps and the excluded categories. Check that the card still has no fee on your welcome letter, because Axis Bank prices some variants differently.
RECENT CHANGES
Terms were revised recently — verify current fee, reward and exclusion terms before you apply.
For Flipkart Plus customers, a maximum of 300 SuperCoins can be earned per transaction on Flipkart.
For non-Plus customers, a maximum of 150 SuperCoins can be earned per transaction on Flipkart.