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Card Details

5881 7123 8989 2880

Flipkart Axis Bank Credit Card

AXISMASTERCARD

Monzy Score

7/ 10

Good for online shoppers.

High 3.5% forex markup.

Card Issuer

Axis Bank

Joining Fee

₹500

Annual Fee

₹500

Reward Type

Cashback

Card Access

Standard

Latest Update

Dynamic Currency Conversion will be revised to 3.5% from 1.5% w.e.f. 28-08-2026

Changes to this card

  1. 2 Sep 2026

    Official product page updated.

Offers from Axis Bank

See all

Earn Points

7.5%

Cashback on Myntra (₹4,000 cap per statement quarter)

5%

Cashback on Flipkart (₹4,000 cap/qtr)

5%

Cashback on Cleartrip bookings (₹4,000 cap per statement quarter)

4%

Cashback on preferred partners (cult.fit, PVR, Swiggy, Uber)

Benefits

Shopping

7.5% Myntra and 5% Flipkart/Cleartrip cashback

  • High online shopping cashback
  • 7.5% cashback on Myntra capped at ₹4,000 per statement quarter
  • 5% cashback on Flipkart and Cleartrip capped at ₹4,000 per statement quarter each
  • No cashback on utilities, rent, wallet loads and other excluded categories
Dining

Up to 15% off at partner restaurants

  • Preferred partner rewards extend to food delivery
  • 4% cashback on Swiggy, Uber, PVR and cult.fit with no stated cap
  • Cashback is credited as a statement credit 3 days before the next bill date
  • Partner list can change without notice

Reward Calculator

NOTE: Enter your monthly spends to see
projected returns.

Excluded: fuel, wallet, emi, gold/jewellery, rent, gift cards

Min: ₹5,000Max: ₹2,00,000

Estimated Returns

Myntra

7.5% cashback on Myntra, capped at Rs.4,000 per quarter (~Rs.1,333/month)

₹1,333

Flipkart

5% cashback on Flipkart, capped at Rs.4,000 per quarter (~Rs.1,333/month)

₹611

Cleartrip

5% cashback on Cleartrip, capped at Rs.4,000 per quarter (~Rs.1,333/month)

₹0

Preferred merchants (cult.fit, PVR, Swiggy, Uber)

Unlimited 4% cashback on preferred merchants

₹0

All other spends

Unlimited 1% base cashback on other eligible spends

₹0

Total Annual Return

₹23,332

6.48% Effective ROI

What Users Are Saying

Community Feed

Jan 2026

Flipkart Axis BankNEUTRAL

“Is it good to have the Flipkart Axis Bank Credit Card?”

by r/CreditCardsIndia, Jan 2026

Flipkart Axis BankNEUTRAL

“Been using Axis Flipkart Card for a while — here's my”

by r/IndianCreditCards, Apr 2026

Flipkart Axis BankPOSITIVE

“Finally Got My First Credit Card: Flipkart Axis Bank Card!”

by r/CreditCardsIndia, Jul 2025

Flipkart Axis BankNEUTRAL

“Flipkart Axis Credit Card lifetime free with Liberty account?”

by r/CreditCardsIndia, Sep 2025

Flipkart Axis BankNEUTRAL

“Got my first credit card - Flipkart Axis bank CC”

by r/IndianCreditCards, Jan 2026

Frequently Asked Questions

The Flipkart Axis Bank Credit Card charges ₹500 plus GST as a joining fee and the same ₹500 again at renewal. The first year fee is currently being waived on new approvals. Axis Bank waives the renewal fee if you spend ₹3.5L in the previous year, which is about ₹29,167 a month. If your card spend sits below that, treat ₹500 as a real yearly cost that your rewards have to clear first.

Things to Keep in Mind

Cashback is not paid on utilities, rent, wallet reloads, government services, fuel, insurance, education, EMI conversions, jewellery, cash advances and card fee payments.

Quarterly cashback caps of ₹4,000 each apply on Myntra, Flipkart and Cleartrip categories.