Card Details
Card Issuer
HDFC Bank
Joining Fee
₹149
Annual Fee
₹149
Reward Type
Cashback
Card Access
Standard
2%
On paytm scan & pay at select merchants (₹250/month limit)
2%
On swiggy and uber spends (₹250/month limit)
1%
On all retail purchases including paytm transactions (₹500/month limit)
1%
On retail purchases, including paytm transactions
2% cashback on Paytm Scan & Pay (select merchants)
1% fuel surcharge waiver at fuel stations…
Paytm Scan & Pay cashback applies only on select merchants.
Cashback rates are subject to monthly caps (₹250/₹250/₹500).
Fee waiver criteria are conditional (₹1,000 spend in first 40 days; ₹25,000 in 12 months).
MITC indicates terms may be updated; refer latest English MITC.
Spend ₹1,000 within the first 40 days for the first-year fee waiver and ₹25,000 within 12 months for the renewal fee waiver.