Card Details
Paytm Mobile Credit Card
HDFCVISA
Card Issuer
HDFC Bank
Joining Fee
₹149
Annual Fee
₹149
Reward Type
Cashback
Card Access
Standard
Earn Points
2%
On paytm (mall, movies, mini app)
1%
On other/select paytm spends
0.5%
On other retail transactions
0.5%
On other retail transactions
Benefits
Shopping
2% cashback on Paytm (Mall, Movies, Mini App)
- 2% cashback on Paytm Mall, Paytm Movies and Paytm Mini App spends
Dining
Up to 20% discount at partner restaurants…
- Up to 20% discount at partner restaurants through Dineout
Things to Keep in Mind
0.5% retail cashback excludes Fuel, EMIs, Rental, and Government spends.
Cashback is capped monthly by category: ₹250/₹250/₹500.
First-year fee waiver requires ₹1,000 non-EMI spend within 30 days.
Renewal fee waiver requires ₹25,000 non-EMI spend in 12 months.
The first-year fee is waived after ₹1,000 in non-EMI spending within the first 30 days.
The renewal fee is waived after ₹25,000 in non-EMI spending during the 12-month period.
