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Card Details

6408 6765 3012 4097

ICICI Emirates Sapphiro Credit Card

ICICIVISA

Card Issuer

ICICI Bank

Joining Fee

₹3,498

Annual Fee

₹3,500

Reward Type

Miles

Card Access

Standard

Offers from ICICI Bank

See all

Earn Points

2

Skyward Miles/₹100 on Eligible Spends

2.5

Skyward Miles /₹100 Spent on Emirates

Benefits

Travel

Earn Skywards Miles

  • Emirates Silver Tier status highlighted
  • Complimentary lounge access highlighted
  • Emirates Silver Tier status
Dining

Exclusive dining offers

Reward Calculator

NOTE: Enter your monthly spends to see
projected returns.

Excluded: insurance, utility, government, education, fuel, rent

Min: ₹5,000Max: ₹2,00,000

Estimated Returns

Domestic & international retail spends

1.5 Skywards Miles per Rs.100 (reduced from 2 effective 15 Jan 2026); no miles on insurance/utility/government/education

₹135

Total Annual Return

₹1,620

0.45% Effective ROI

Things to Keep in Mind

Rewards are in the form of Emirates Skywards Miles, which limits redemption options to the Emirates ecosystem.

Several common spending categories like fuel, utilities, insurance, and rent do not earn any miles.