Card Details
PaisaBazaar Paisa Save Credit Card
Monzy Score
7.5/ 10
Very good for frequent travellers.
Lifetime free, so no fee to earn back; ~3.0% back on top spends; thin rewards outside its core category.
Card Issuer
Unknown
Joining Fee
Zero
Annual Fee
Zero
Reward Type
Cashback
Card Access
Standard
Earn Points
6%
Cashback on travel spends
6%
Cashback on dining spends
1%
Unlimited cashback on all other spends, including UPI
Benefits
6% cashback on travel spends
6% cashback on dining spends
₹0 joining and annual fee (free for limited time)
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel, rent, utilities, insurance, wallet, education, jewellery, government, hospital, pharmacy, toll, telecom, emi, cash
Estimated Returns
Dining & Travel
cap 3000 then 1%
₹1,800
Online shopping
cap 5000 then 1.5%
₹0
Offline / in-store / UPI spends
unlimited
₹0
Base / all other eligible spends
base after caps
₹0
Total Annual Return
₹21,600
6% Effective ROIWhat Users Are Saying
Community Feed
Aug 2025
“Is Paisabazaar YES Bank a good alternative to SBI”
by r/CreditCardsIndia, Aug 2025
“Is Yes Bank PaisaSave Credit Cardit worth it?”
by r/CreditCardsIndia, Jul 2025
“New cashback card by Yes bank”
by r/CreditCardsIndia, Jul 2025
“Please suggest a credit card which you think will be”
by r/CreditCardsIndia, Nov 2025
“These are My House Credit Cards Collection I Want to”
by r/CreditCardsIndia, Jul 2025
Frequently Asked Questions
The Paisabazaar PaisaSave Credit Card is a lifetime free card, so there is no joining fee and no renewal fee to recover. Everything you earn on it is net gain, which also means the only thing worth watching is the reward caps and the excluded categories. Check that the card still has no fee on your welcome letter, because YES Bank prices some variants differently.
RECENT CHANGES
Terms were revised recently — verify current fee, reward and exclusion terms before you apply.
Things to Keep in Mind
FREE for Limited Time
Official issuer page was unavailable during fetch; card-level terms could not be validated from YES Bank source.
