Card Details
PhonePe HDFC Bank Ultimo Credit Card
Card Issuer
HDFC Bank
Joining Fee
₹999
Annual Fee
₹999
Reward Type
Reward Points
Card Access
Standard
Earn Points
10%
On select phonepe categories including recharges, utilities, bill payments and travel
5%
On select online brands including amazon, flipkart, myntra, ajio, swiggy, zomato and uber
1%
On upi scan & pay spends
Benefits
10% Reward Points on PhonePe categories with…
- 1% reward points on UPI Scan & Pay spends
- RuPay card that supports UPI transactions
- 10% Reward Points on PhonePe Recharges, Utilities, Bill Payments, Travel
Up to 8 complimentary domestic airport lounge…
- Up to 8 complimentary domestic airport lounge visits per year
8 complimentary domestic lounge visits per year
Things to Keep in Mind
Rewards on PhonePe PINCODE are valid until 5th Dec'25.
Welcome benefits require minimum ₹100 transaction value on PhonePe app.
Welcome benefits are offered only if joining fee is applicable.
Lounge benefit requires ₹75,000 spend in a quarter.
Reward points for settled monthly transactions are credited by/before 15th of next month.
Merchant and category eligibility depends on applicable transaction coding and the latest card terms.
