Card Details
PhonePe HDFC Bank Uno Credit Card
Card Issuer
HDFC Bank
Joining Fee
₹499
Annual Fee
₹499
Reward Type
Reward Points
Card Access
Standard
Earn Points
2%
On select phonepe categories: recharges, utilities, bill payments and travel
1%
On select online brands: amazon, flipkart, myntra, ajio, swiggy, zomato, uber
1%
On all scan & pay spends
Benefits
1% Reward Points on all Scan & Pay spends via…
- 2% Reward Points on select PhonePe categories
- 1% Reward Points on all UPI Scan & Pay spends
- 2% Reward Points on Recharges, Utilities, Bill Payments, and Travel
1% fuel surcharge waiver
- 1% fuel surcharge waiver
Things to Keep in Mind
Rewards on PhonePe PINCODE valid only until 5 Dec'25.
Welcome offer structure varies by application date (before/after 1 Aug'26).
Welcome benefits require minimum ₹100 transaction on PhonePe app and are offered only if joining fee is applicable.
Reward points are posted monthly for eligible transactions settled in the previous calendar month.
The welcome offer requires a minimum ₹100 transaction on the PhonePe app using this card.
The page states that rewards on PhonePe PINCODE are valid until 5 December 2025.
