Card Details

9308 5071 2138 9313

PowerMiles Credit Card

EQUITASVISA AND RUPAY

Card Issuer

Equitas Small Finance Bank

Joining Fee

₹5,000

Annual Fee

₹5,000

Reward Type

Reward Points

Card Access

Standard

Changes to this card

  1. 22 Sep 2026

    Updated the launch dates for miles transfer and airline conversion features to March 2027.

Earn Points

3 Rp / ₹100

On eligible retail transactions

3X

On eligible international pos and online purchases

Benefits

Travel

3X rewards on eligible international POS and…

  • 3X rewards on eligible international POS and online purchases
  • 1 RP = ₹0.50 for travel, vouchers and catalogue redemption
  • Quarterly international lounge access
Lounges

2 domestic and 1 international complimentary…

  • 2 domestic lounge visits per quarter
  • 2 complimentary domestic lounge visits and 1 complimentary international lounge visit per quarter

Things to Keep in Mind

Reward earning depends on MCC mapping; transaction type alone does not guarantee accelerated rewards.

Renewal fee waiver requires ₹4,80,000 spend in the preceding anniversary year; GST remains payable.

International 3X rewards apply on eligible international POS and online purchases.

Reward points do not accrue on fuel, rent, wallet loads, government payments, cash advances or EMI conversions.

Membership benefits must be claimed within 90 days from card issuance.

Lounge access is subject to authorization, availability and partner conditions; unused visits do not carry forward and guest access is chargeable.