Card Details
RBL Bank BankBazaar SaveMax Credit Card
Monzy Score
8.5/ 10
Excellent for diners and foodies.
Lifetime free, so no fee to earn back; strong ~10% back in its core category; thin rewards outside its core category.
Card Issuer
RBL Bank
Joining Fee
Zero
Annual Fee
Zero
Reward Type
Reward Points
Card Access
Standard
Earn Points
5pts
/₹100 on Groceries
10%
Off on Zomato(max ₹100/Mo)
5pts
/₹100 on Movies
1pt
/₹100 Retail Spends
Benefits
5x points on groceries
10% cashback on Zomato
10% BookMyShow discount
Lifetime free
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Excluded: emi, cash, wallet
Estimated Returns
Groceries
cap 1000RP=250
₹250
BookMyShow
cap 100
₹100
Zomato
cap 100
₹100
All other spends
0.25%
₹20
Total Annual Return
₹5,640
1.57% Effective ROIWhat Users Are Saying
Community Feed
Feb 2026
“Rbl Bankbazaar savemax approved-Ltf”
by r/CreditCardsIndia, Feb 2026
“Is rbl savamax credit worth it ? Getting LTF”
by r/CreditCardsIndia, Aug 2025
“Bankbazaar is pushing me to buy the paid RBL”
by r/CreditCardsIndia, Jul 2025
“RBL BB Save Max Pro - Scam”
by r/CreditCardsIndia, Jul 2024
“List of LTF Credit Cards”
by r/CreditCardsIndia, Jul 2025
Frequently Asked Questions
The RBL Bank BankBazaar SaveMax Credit Card is a lifetime free card, so there is no joining fee and no renewal fee to recover. Everything you earn on it is net gain, which also means the only thing worth watching is the reward caps and the excluded categories. Check that the card still has no fee on your welcome letter, because RBL Bank prices some variants differently.
RECENT CHANGES
Terms were revised recently — verify current fee, reward and exclusion terms before you apply.
Things to Keep in Mind
10% cashback on Zomato is limited at ₹100 per month.
5X Reward Points on grocery spends are limited at 1000 points per month.
Reward points are not accrued for excluded categories such as Fuel & Auto, Utilities, Insurance, Railways, Real Estate/Rental, Wallet/Service Providers, Government Services and EMI conversion of retail transactions.
