HDFC Diners Club Premium Credit Card

What happened to HDFC Diners Club Premium

HDFC Bank has stopped issuing the Diners Club Premium card. Its product page now says sourcing of the card "has been stopped" and that "existing customers of this card will continue to enjoy the benefits." HDFC has not published the date it stopped, and we could not find one in the news, so we will not guess.

The card was part of HDFC's first Diners Club line-up. When HDFC launched its Diners Club co-brand in September 2012, Business Standard reported three variants: Diners Club Black, Diners Club Premium and Diners Club Rewardz. Premium was the middle card. Black lives on today as the Diners Club Black Metal Edition.

One more thing to know if you still hold the card: when we last checked, HDFC's page carried a policy-change notice effective 15 May 2026. Read it on the bank's site, because a stopped card's terms can still change.

Expired cards were swapped for Millennia, users say

The most common complaint about Diners Premium on Reddit is not about the card itself. It is about what happened when it expired. Users report that HDFC replaced their expiring Premium cards with a Diners version of Millennia, a cashback card, instead of a travel card of the same level. Several say they then struggled to move to Regalia Gold or back to Diners Privilege.

The other repeated complaint: users who were given the card lifetime free report being billed an annual fee anyway and having to chase HDFC for a reversal.

What Diners Premium used to give

• A ₹2,500 joining and annual fee.
• 4 Reward Points per ₹200 spent.
• 2,500 Reward Points on card activation.
• Worldwide airport lounge access and a 24x7 travel concierge.

Longer-term holders on Reddit remember the lounge access most, because earlier it came without the spend conditions most HDFC cards now attach. Diners acceptance was the weak point: users report failed swipes at smaller shops in India and abroad.

Still holding Diners Premium?

Your card works and its benefits continue, according to HDFC. What you can do now:

• Check your statement every year around renewal. If your card was lifetime free and a fee shows up, raise it with HDFC straight away, as users who caught it early report getting it reversed.
• Before your card expires, ask HDFC which card it will reissue. If you would rather have Diners Privilege or Regalia Gold than Millennia, ask for that upgrade before the replacement is sent.
• Do not close it without a reason. Users say an old HDFC card is useful history when you later ask for an upgrade to Diners Black or Infinia.

Where Premium holders are moving

Reddit treats Diners Premium as a legacy card to leverage for an upgrade, not one to settle on:

• HDFC Diners Club Privilege: seen by users as Premium's direct successor in the Diners range, with a ₹1,000 fee, SmartBuy rewards and BookMyShow offers.
• HDFC Regalia Gold: the Visa or Mastercard option some holders asked for instead, with wider acceptance, at ₹2,500 + GST.
• HDFC Millennia: what HDFC often gives by default. It suits you only if you want simple cashback more than travel perks.

Is Diners Premium worth keeping?

If you have it and pay nothing for it, yes, keep it, mainly as relationship history with HDFC. If you are paying ₹2,500 a year, compare it honestly with Diners Privilege at ₹1,000, and ask HDFC for that switch. You cannot apply for Diners Premium anymore, so new applicants should look at Privilege or Regalia Gold directly.

Credit Card Information Compiled by: Abhijeet Kumar | Reviewed by: Anmol Ratan Sachdeva