Card Details
Card Issuer
HSBC
Joining Fee
₹4,999
Annual Fee
₹4,999
Reward Type
Reward Points
Card Access
Standard
4 RP/₹100
on flights, travel aggregators and foreign currency transactions
2 RP/₹100
on other eligible spends
10,000 RP
on annual spending above ₹12 lakh
Accelerated 4 RP/₹100 on flight, travel…
6 domestic and 4 international lounge visits…
Up to 30% off dining with EazyDiner
No reward points on several MCC groups including fuel, utilities, insurance, tax, wallet loading and others.
Accelerated 4 RP per Rs.100 earn is capped at 50,000 reward points per month, then reverts to 2 RP per Rs.100.
Foreign-currency transactions attract a 3.5% forex markup.
Welcome benefits require downloading and logging into the HSBC India Mobile Banking app and spending ₹25,000 within the first 30 days.