Card Details

2870 9789 5453 2781

Axis Bank Privilege Easy Credit Card

AXISMASTERCARD

Card Issuer

Axis Bank

Joining Fee

₹1,500

Annual Fee

₹1,500

Reward Type

Reward Points

Card Access

Standard

Changes to this card

  1. 27 Aug 2026

    Dynamic currency conversion markup fee increased to 3.5% of each international transaction plus taxes

Offers from Axis Bank

See all

Earn Points

10 Edge rp/₹200

On all eligible spends

Benefits

Welcome Benefits

Fixed Deposit-backed secured credit card

  • 12,500 EDGE REWARDS points worth ₹2,500 upon activation conditions
  • Additional 10,000 EDGE REWARDS points on ₹2.5 lakh anniversary-year spending
  • 12,500 EDGE REWARDS points, stated value ₹2,500
  • 10,000 additional EDGE REWARDS points on ₹2.5 lakh anniversary-year spending
Lounges

2 complimentary domestic lounge accesses per…

  • Two complimentary domestic airport lounge visits per calendar quarter
  • 2 complimentary domestic lounge accesses per calendar quarter

Reward Calculator

NOTE: Enter your monthly spends to see
projected returns.

Excluded: insurance, rent, fuel, education, utilities, government

Min: ₹5,000Max: ₹2,00,000

Estimated Returns

All domestic & international spends

10 EDGE/200 ~1%

₹300

Total Annual Return

₹3,600

1% Effective ROI

Things to Keep in Mind

Activation benefit requires joining fee levy plus first transaction within 30 days.

Fuel surcharge waiver valid only for fuel transactions between ₹400 and ₹4,000.

GST on fuel surcharge is non-refundable.

No reward points on fuel transactions.

Value chart benefits are illustrative assumptions.

Lounge access is limited to select domestic lounges.