Detailed fees, reward rates, lounge limits, and MITC terms were not readable in the provided fetch output.

Combined rewards on utilities, insurance, education and government or tax payments are capped at 5,000 points per month.

Annual fee waiver requires ₹25 lakh spending in a card-anniversary year and applies from the second year onward.

Many milestone and lifestyle benefits are brand-specific and subject to campaign terms.

The 1.49% forex markup offsets part of the reward value on international transactions.

The helicopter airport transfer is limited to Bangalore Airport and requires ₹5 lakh annual spending.