Card Details
ABC Nxt and Flex
Card Issuer
AU Small Finance Bank
Joining Fee
Zero
Annual Fee
Zero
Reward Type
Reward Points
Card Access
Standard
Earn Points
Up to 6x
On utilities, groceries, etc
2X
On offline spends
5%
Cashback on ola bookings (up to ₹100 per statement cycle)
4X
On online spends
Benefits
Up to 6X accelerated reward points
- 500 Reward Points after the first transaction within 30 days of card setup
- Double Reward Points on crossing ₹50,000 in quarterly spends
1% fuel surcharge waiver on ₹400–₹5,000 fuel…
- 5% cashback on Ola bookings
- Two complimentary railway lounge accesses per quarter
- 1% fuel surcharge waiver
Things to Keep in Mind
Rewards base earn rate per ₹100 is not explicitly stated on the fetched issuer page.
Accelerated rewards are stated as up to 6X; detailed category-wise table and caps are not clearly stated in fetched text.
Reward redemption requires minimum 200 points and attracts ₹99 + GST redemption fee.
Reward points validity is 2 years from statement month.
OLA cashback is capped at ₹100 per statement cycle and posted within 15 days post statement generation date.
Fuel surcharge waiver applies only for transactions between ₹400 and ₹5,000.
