Card Details
AU Bank LIT Credit Card
Card Issuer
AU Bank
Joining Fee
Zero
Annual Fee
Zero
Reward Type
Reward Points
Card Access
Standard
Earn Points
Up to 10x
Reward points on online and offline transactions
Up to 5%
Milestone cashback on retail spends (feature-based)
5%
Additional cashback on grocery and apparel expenses
5%
Additional milestone cashback on retail spends after inr 10,000 minimum spending in 30 days
Benefits
Up to 10x reward points on online and offline…
- 5X or 10X Reward Points on eligible online and offline retail spending
- Milestone cashback of 5% and 2% on retail spends (feature-based).
Lifetime free credit card with no…
- Optional 5% cashback on grocery, apparel and eligible retail spending
- Additional 5% cashback on grocery and apparel expenses
- Additional 5% cashback on eligible retail spending after meeting the minimum spending requirement
1% fuel surcharge waiver on transactions…
Up to 2 airport lounge visits per 90 days
Things to Keep in Mind
Up to 10x reward points is a maximum claim; no full base earn-rate table provided in fetched content.
Feature pricing starts at ₹49 per quarter and benefits depend on selected features.
Features are generally valid for 90 days and auto-renew unless disabled.
Bank may modify, suspend, or discontinue features/validity/terms at its discretion.
Penalty clauses apply if spend thresholds are not met for selected feature benefits.
