Adani One ICICI Bank Signature Credit Card

This is the ₹5,000 Signature version of the Adani One ICICI card, not the ₹750 Adani One ICICI Bank Platinum. They share a name but differ on fees, earn rates, lounge counts and movie offers.

Lounge visits now have a price tag

The Signature's 4 domestic lounge visits a quarter used to come with no condition. Now you only get them after spending ₹75,000 in the preceding quarter, about ₹25,000 a month. Reddit threads from early 2026 show holders reconsidering the card over this change.

The rest of the airport package is unchanged in ICICI's listing: 2 international lounge visits a year through Priority Pass, Pranaam meet-and-assist and valet parking at Adani-run airports. Our data does not show usage limits for Pranaam or valet, so ask before you plan a trip around them.

The break-even maths

The fee is ₹5,000 + GST, about ₹5,900. Rewards come as Adani Reward Points, which ICICI markets as value-back:

• 7% on Adani One: flights, hotels and bills in the app.
• 2% on international spends.
• 1.5% on other domestic spends.
• 0.5% on utility and insurance.

Say you put ₹30,000 a year through Adani One and ₹2.7 lakh elsewhere in India. That earns ₹2,100 + ₹4,050, about ₹6,150, barely above the fee. Push it to ₹1 lakh on Adani One and ₹5 lakh elsewhere and you earn about ₹14,500; go just past ₹6 lakh in total, which waives next year's fee. The card works at the second level, not the first.

Points that are hard to spend

The loudest complaint is not the earn rate. Users say redeeming Adani Reward Points at airport stores is unreliable, with customer care giving conflicting answers on what is accepted. Others report Adani One app coupons failing at the counter. Plan to redeem through the app on flights or hotels, where the 7% is earned, rather than counting on airport shopping.

Free first year, if you are offered it

The standard welcome is ₹5,000 in flight vouchers on ₹25,000 of spend within 60 days, plus ₹2,000 in hotel vouchers. Several Reddit users also describe being offered the Signature first year free at Adani lounges and airport desks, or as an upgrade. One thread, titled as a scam, describes a first-year-free pitch at the Mumbai T2 Adani lounge. Get any fee waiver in writing before you sign.

BookMyShow gives buy one, get one on movie tickets, and some users recommend the card for that offer.

The verdict on the Signature

Pay for the Signature only if Adani One is where you book travel and pay bills, and your total spend will cross ₹6 lakh a year. Then the 7%, the lounge visits and the waiver all fall into place.

If your spend is closer to ₹3 lakh, the Platinum covers the same ecosystem for ₹750 and clears its own waiver at that level. For a broader view, see Monzy's travel credit cards in India.

Credit Card Information Compiled by: Abhijeet Kumar | Reviewed by: Anmol Ratan Sachdeva