Card Details

7543 9245 2609 4757

Aspire Banking Credit Card

RBLVISA

Card Issuer

RBL Bank

Joining Fee

₹1,500

Annual Fee

Zero

Reward Type

Cashback

Card Access

Standard

Changes to this card

  1. 1 Oct 2026

    Fixed Deposit interest rate lowered from 7.2% to 7%

Earn Points

3% Cashback

On flights & hotels via rbl bank rewards portal

3% Cashback

On shop & vouchers via rbl bank rewards portal

1% Cashback

On all eligible purchases (max ₹1,000 per billing month)

Benefits

Shopping

3% cashback on RBL Bank Rewards Portal purchases

  • 3% unlimited cashback on RBL Bank Rewards Portal categories
  • 1% cashback on other eligible purchases, capped at INR 1,000 per billing month.
Lounges

1 domestic airport lounge visit per calendar…

  • 1 domestic airport lounge visit per calendar quarter after INR 35,000 in eligible purchases
  • 1 lounge visit at major airports in India per calendar quarter.

Things to Keep in Mind

Zero annual fee is stated specifically for Aspire Banking customers.

Fuel and Railways are listed as excluded MCC categories for cashback, milestone and lounge eligibility.

Lounge access requires eligible purchases of INR 35,000 or more.

Cashback exclusions and mechanics are subject to Product T&C.

Fuel, utilities, insurance, quasi-cash, railways, rent, education, wallets, government services, cash, EMI conversions and other listed categories are excluded from cashback, milestone benefits and lounge eligibility.

The lounge benefit requires eligible purchases of at least INR 35,000.