Card Details
FIRST Classic Card
IDFCVISA
Card Issuer
IDFC FIRST Bank
Joining Fee
Zero
Annual Fee
Zero
Reward Type
Reward Points
Card Access
Standard
Changes to this card
Earn Points
10X
on dining spends
10X
on travel and international purchases
10X
on birthday spends
3X
on UPI spends (up to)
Benefits
Welcome Benefits
Up to 10X reward points on select categories
- Up to 10X Reward Points on dining, travel, international and birthday spends
- 10X reward points on dining, travel, international and birthday spends
Fuel
1% fuel surcharge waiver
- Lifetime-free card with nil joining and annual fees
- 1% fuel surcharge waiver
Entertainment
25% off on movie tickets
Things to Keep in Mind
Official page shows conflicting fee messaging: 'Joining and Annual Fees: NIL' versus '₹199 + GST' fee statements in UPI-related promo text.
Feature revisions are announced effective 18th June 2026.
The page does not state the eligible fuel transaction range or fuel-waiver cap.
Travel bonus rates are inconsistent across the card page and general credit-card page.
