Card Details
ICICI Emeralde Credit Card
Card Issuer
ICICI Bank
Joining Fee
₹12,000
Annual Fee
₹12,000
Reward Type
Reward Points
Card Access
Standard
Changes to this card
Offers from ICICI Bank
See allUp to ₹10,000 off on Google Pixel 11
Exclusive Discounts · till 31 Oct 2026
10% off up to ₹50,000 on Elivaas
Exclusive Discounts · till 31 Oct 2026
10% off up to ₹50,000 on Alaya Stays
Exclusive Discounts · till 31 Oct 2026
2.5% off up to ₹2,000 on a minimum purchase of ₹20,000 on The Sleep Company
Exclusive Discounts · till 8 Nov 2026
Up to ₹18,000 off on a minimum purchase of ₹69,999 on HP
Electronics Deals · till 30 Nov 2026
Earn Points
4 Rp
Per ₹100 on retail purchases
1 Rp
Per ₹100 on utilities
1 Rp
Per ₹100 on insurance
Benefits
Unlimited lounge access highlighted (domestic…
- Unlimited complimentary domestic and international airport lounge access
- Golf rounds or lessons based on prior-month spending
- Unlimited lounge access
- Complimentary golf rounds or lessons
Up to ₹750 off on BookMyShow tickets
- Up to ₹750 off on BookMyShow second ticket onwards
Minimum 15% discount at participating Culinary…
Things to Keep in Mind
Reward points are valued at ₹0.25 each when redeemed for cashback, statement credit or gifts, implying an effective general reward rate of 1%.
Golf eligibility is reported as one complimentary round or lesson per month after ₹50,000 spent in the previous month, with a maximum of four rounds or lessons per month; another source gives a conflicting first-month formulation.
Foreign-currency markup is reported as 2% by Card Insider and 1.5% by BankBazaar; the current applicable rate should be confirmed with ICICI Bank.
Several lifestyle and airport spa benefits reported by BankBazaar are not visible on the current official page and may be legacy or partner-dependent.
