Reward points are valued at ₹0.25 each when redeemed for cashback, statement credit or gifts, implying an effective general reward rate of 1%.

Golf eligibility is reported as one complimentary round or lesson per month after ₹50,000 spent in the previous month, with a maximum of four rounds or lessons per month; another source gives a conflicting first-month formulation.

Foreign-currency markup is reported as 2% by Card Insider and 1.5% by BankBazaar; the current applicable rate should be confirmed with ICICI Bank.

Several lifestyle and airport spa benefits reported by BankBazaar are not visible on the current official page and may be legacy or partner-dependent.